UPDATE: ORDERING THE CONSUMER DISCLOSURE FILES BELOW IS OPTIONAL (they will not be necessary for the Bootcamp this weekend)
• Order Your Consumer Disclosure Files from all 3 Credit Bureaus (Free)
— IMPORTANT CONSUMER DISCLOSURE ORDERING INSTRUCTIONS:
a) The website and the credit bureaus refer to the consumer disclosure files you are ordering as "credit reports." There is a specific reason they do so and it is NOT in your best interest. You will learn exactly what is happening and why at the Intensive.
b) You will need ALL THREE Consumer Disclosures for your Forensic Fundability Audit, but especially Experian. When ordering your Consumer Disclosure Files, it is best to use the version of your name used by that same bureau in the top line of the Personal Info section of your MYFICO report (which is at the bottom of your report).
c) As you order each bureau in turn, quit the site, then return to the site and order the next Consumer Disclosure File using your name as it is found on each different credit bureau in turn. Do this until you have ordered all three Consumer Disclosure Files.
d) For each Credit Bureau, you will be required to answer a few security questions. Refer to your myFICO report if necessary. When each report appears on your screen, select “View Printable Version” or the equivalent language, and create a PDF file of it.
e) If at any time you are asked to contact a customer service representative, DO SO IMMEDIATELY. When talking to a customer service representative, you may be asked to verify your identity by answering some security questions, or send in identification. DO SO IMMEDIATELY. Every delay costs you more time. If the representative tells you that they are going to mail the disclosures to you, they should arrive within 15 to 20 days. Put a reminder on your calendar to watch for them.
f) Your identity may have inaccurate information causing you to be kicked out of the automated ordering process and you may be asked to provide further identification or contact the credit bureaus directly to complete the process. Follow the instructions immediately and carefully so that your can get your Consumer Disclosure Files as soon as possible.